CAIIB Rural Banking Study Material 2024

CAIIB Rural Banking  Free PDFs

In the preparation of rural banking subject exam, the PDF holds significant value. The pdfs are the most important source for syllabus revision. The top two platforms they are provided free pdfs for the preparation of CAIIB rural banking:

1. CAIIB Rural Banking free pdf by Learning Sessions
2. CAIIB Rural Banking free pdf by Ambitious Baba

 

Candidates usually look for sources that offer free downloads of CAIIB rural banking pdfs, and the above-mentioned platforms fulfil the needs of candidates. You can assess these pdfs from wherever you want and prepare them without any financial constraints.

 

Rural Banking Books

Rural Banking book by Macmillan Publishers India Pvt. Ltd.

 

The book follows the following structure:

Module A: Rural India

Module B: Financing Rural Development

Module C: Priority Sector Financing and Government . Initiatives

Module D: Problems and Prospects in Rural Banking

 

Rural Banking Syllabus 2024 | Elective Paper

MODULE A

MODULE A: RURAL INDIA
Chapters	Topics
Demographic Features	Population; Literacy; Sixth Economic Census; Agriculture Census; Socioeconomic Development Indicators; Health; Nutrition; Education; Rural-Urban Migration
Characteristics of Rural Society	Social Stratification; Local Institutions; National Institute of Rural Development and Panchayati Raj (NIRD & PR
Economic Features	Agriculture; Non-Farm Activities; Gross Domestic Product and Gross Value Added; Rural Money Markets – Formal and Informal Rural Money Markets; Rural Indebtedness; Rural Poverty; Different Methods of Measuring Poverty Line; Sustainable Development Goals
Infrastructure	Infrastructure in India; Transport; Markets; Rural Electrification; Other Services
Agriculture Economy	Structure and Characteristics of Indian Agriculture; Role of Agriculture in Economic Development; Agriculture-Industry Linkage; Issues in Economic Development; Resources in Agriculture; Technical Change in Agriculture; Constraints in Agricultural Development; Emerging Issues in Agriculture; National Mission for Sustainable Agriculture (NMSA)
Rural Development Policies	Rural Development Schemes; Skill Development and Entrepreneurship Initiatives; Shyama Prasad Mukherji Rurban Mission (SPMRM); Programs for Development of Backward Areas; Power Supply to Rural India Program; Development of Dryland Farming; Soil and Water Conservation; Rural Infrastructure Development Fund; Economic Reforms; Financial Sector Reforms; Impact of Reform in Rural Economy; Reforms after 1998–99
Issues Concerning Rural Areas	Components of Rural Development; Approaches to Rural Development since Independence; Sustainable Rural Development; Necessity for Rural Development; Measures for Development; Rural Development and Rural Management; Key Issues Concerning Rural Management; Marketing Management; Importance of Agricultural Prices

MODULE B

MODULE B: FINANCING RURAL DEVELOPMENT
Chapters	Topics
Regulation of Rural Financial Services	Overall Set Up of Rural Financial Institutions (RFIs); Function and Policies of RBI in Rural Banking; Role and Functions of NABARD; Lead Bank Scheme
Rural Credit Institutions	Cooperative Credit System; Regional Rural Banks; Commercial Banks and Rural Financing; Other Financial Institutions Catering to Rural Areas; Initiatives for Augmenting Credit Flow; Role of Information and Communication Technologies in Rural Banking; Rural Development Banking – Initiatives for Inclusive Growth; Rural Insurance and Microinsurance, Micro Finance Institutions; Concept of Business Facilitators and Business Correspondents in Rural Banking.
Financing Agriculture and Allied Activities	Crop Loans – Production Credit; Features of Kisan Credit Card Scheme; Basic Features of NABARD Refinance Support to Cooperative Banks and RRBs for Crop Production activities; Bank’s Role in Provision of Relief in Areas Affected by Natural Calamities; Term-Loans for Agriculture and Allied Activities; Features of Major Sectors for which Opportunities are Available for Provision of term Credit by Banks; Advance against Gold Ornaments
Financing Rural Non-Farm Sector	Rural Non-Farm Sector – Facilitative Set Up, Importance, Structure and Growth, Strength and Issues Concerning the Sector; Promotion of Traditional Industries; Raw Material Supply – Arrangements; Marketing Assistance; Institutional Finance; Technology Development and Training
SME Finance	Definition of SME; Importance of the sector to the Indian Economy; Arrangements for provision of credit to the MSME sector; Appraisal of MSME loan proposals – techniques and Requirement assessment of Projects for term loans; SIDBI’s assistance to the MSME Sector and its development role; Policy prescriptions of RBI for the growth of MSME Sector; Initiatives taken by GOI for the development of MSME Sector; Problems faced by MSMEs; Delayed Payments to Micro and Small Enterprises under the Micro Small and Medium Enterprises Development (MSMED) Act, 2006; Performance and Credit Rating Scheme (PCRS); Framework for Revival and Rehabilitation of MSMEs
Concepts of Project, Aspects of Project Formulation & Appraisal & Model Bankable Projects	Aspects of Project Preparation; The Project Cycle; Minor Irrigation Schemes; Lift Irrigation; Financing Micro Irrigation Structures; Land Development Schemes; Farm Mechanization; Financing Plantation and Horticulture; Dairy Development Schemes; Poultry Farming; Sheep Breeding; Goat Rearing; Pisciculture; Bee Keeping; Financing Rural Go downs; Financing Sericulture; Financing Mushroom Cultivation

MODULE C

MODULE C: PRIORITY SECTOR FINANCING AND GOVT.
Chapters	Topics
INITIATIVES Priority Sector Lending	Evolution of Priority Sector Lending; Guidelines on Priority Sector Lending – Categories; Non Achievement of Priority Sector Targets; Common Guidelines for Priority Sector Loans; Priority Sector Credit Achievement
Poverty Alleviation Programs	Poverty Assessment and Way Forward; Initiatives of the Government – Features of the Schemes Implemented for Poverty Reduction; Welfare Schemes
Rural Housing and Education Loans	Rural Housing an Introduction; Pradhan Mantri Awes Yojana (Grameen); Education Loan
Initiatives of R.BI under Financial Inclusion & Financial Education Programs and implementation of various Poverty Reduction Programs	National Strategy for Financial Inclusion; National Strategy for Financial Education; Direct Benefit Transfer; Guidelines Issued by RBI under NRLM/NULM; Relief Measures by Banks in areas Affected by Natural Calamity-RBI Guidelines to Banks; Credit Facilities to SCs/STs; Credit Facilities to Minority Communities; Poverty Alleviation/Employment Generation Programs

MODULE D

MODULE D: PROBLEMS AND PROSPECTS IN RURAL BANKING
Chapters	Topics
Role of Banking – Emerging Trends in Rural Banking Characteristics of Rural Society	Present Scenario; Areas of Concern and Actions Pursued; Present Focus on Banking in Rural Areas; Inclusive Banking Activities
Role of Technology in Financial Inclusion and Rural Development	Transformational Role of Digital Technologies; Technology for Adoption of Improved Agricultural Practices; Scope for Using Digital Technology for Growth in Agriculture; Modern Management of Agriculture – Possible Technological Components; Benefits of Usage of Technology in Agriculture for the Society and the Nation; Common IOT Devices/Equipment in Agriculture for Agri-Solutions; Technology and Value Chain Operations; Progress of IOT in World Agriculture; Progress of IOT in Indian Agriculture; Other Initiatives for Development of Rural Areas; Financial Technology in Financial Inclusion Space
Financing Poor as Bankable Opportunities: Micro Credit and Self Help Groups	Microcredit Delivery Models; SHG-Bank Linkage Program (SBLP) Approach; Micro Finance Institutions (MFIs); Role of NABARD as Microfinance Facilitator; SIDBI & Micro Credit; Initiatives by RBI and GOI

 

So, with this we wrap up this article. Candidates who are appearing in the CAIIB exam 2024, are suggested to prepare well for the exam as the CAIIB certification will open doors to new opportunities and advancements in your banking career.